Investment
Have you tried dollar cost averaging as an investment strategy?
9 February
Investing can be a challenging exercise, although the principle behind it is deceptively simple: buy when prices are low. However, this is easier said than done. Even seasoned investors who attempt to time the market to buy at the most advantageous...[Read More]
Fin-fluencer or financial adviser
27 December
While Kim Kardashian attracts attention everywhere she goes, she recently caught the eye of the US Securities and Exchange Commission and was fined over $2 million for making one of her popular posts. Her offence? Encouraging followers to invest...[Read More]
What does retirement look like in today’s modern world?
15 December
To prepare for retirement, there are forced savings such as superannuation. Other options to arrange for a secure financial future are savings in the bank, investments and insurance just to name a few. These days, preparing for retirement has...[Read More]
Are investment bonds worth considering?
6 December
Popular in the days before compulsory superannuation, investment bonds fell out of favour as super became the preferred tax-advantaged environment. Investment bonds can be a cost-effective, tax-effective, and convenient way to pass on your wealth,...[Read More]
The 5 Most Common Financial Mistakes
10 November
Itâs easy to make mistakes with money, especially if youâre unaware of how dire the consequences of your actions could be. Here, we'll look at some of the most common financial mistakes people commit that frequently result in severe financial...[Read More]
Teaching Kids About Money to Cultivate Good Financial Habits
10 November
Itâs every parentâs dream to secure their childrenâs future. Of course, not everyone has the wealth required to do this, and the next best thing you could do as a parent is to teach them how to budget and invest. Through financial...[Read More]
Your home is more than simply a place to unwind; itâs also an investment
3 November
If you plan to sell your property someday, increasing its value now can help you get a better return on your investment. Most people believe that increasing the value of a home requires substantial (and usually costly) renovation. The good news...[Read More]
The financial chaos Sunak foresaw
27 October
Rishi Sunak's "coronation" as UK Conservative Party leader less than two months after losing out to Liz Truss is the most rapid political comeback in modern history. Sunak sets records as he will become the United Kingdom's first Hindu prime...[Read More]
RBA decision risks higher cash rate peak
5 October
The surprise slowdown in the pace of rate rises risks dragging out the rate hiking cycle and forcing the central bank to go even higher than expected to dampen demand. The Reserve Bank of Australia's 0.25 percentage point lift is the sixth...[Read More]
Tax on savings and investments
29 September
How much tax you pay Most people can earn some interest from their savings without paying tax. Your allowances for earning interest before you have to pay tax on it include: your Personal Allowance starting rate for savings ...[Read More]
3 tips to grow your superannuation
28 September
Retirement is a period most people eagerly anticipate. Itâs that wonderful stage of life when you can finally unwind and spend your time as you please. You can even spend retirement focusing on the businesses youâve been planning and have put...[Read More]
Considerations with ESG Investments; It means something different to everyone
22 September
ESG Investments: What You Need to Know Environmental, social, and governance (ESG) investments are becoming more popular as people become increasingly aware of the need to consider how a company is run when making investment decisions. The goal...[Read More]
The inflation effect on the value of savings
13 September
Inflation devalues the purchasing power of your money. How will inflation impact the value of your savings, particularly if youâre still being highly conservative and holding a large portion of your portfolio in cash waiting for the economy to...[Read More]
Inflation and the 2% target
1 September
We are responsible for keeping inflation (price rises) low and stable. The Government has set us a target of keeping inflation at 2% Current inflation rate10.1% What is inflation? Inflation is a measure of how much the prices of goods (such as...[Read More]
Thinking about self-managed super?
27 January
(ATO) If you set up a self-managed super fund (SMSF), you're in charge â you make the investment decisions for the fund and you're held responsible for complying with the super and tax laws. It's a major financial decision and you...[Read More]