Lifespan
What not to do in retirement
16 April
Retirement can be a time of immense freedom and opportunity, but itâs important to remember that itâs also a major life transition. While itâs important to focus on what you want to do during retirement, itâs equally important to be aware of...[Read More]
What are investment bonds, and how could they be used?
16 April
Popular in the days before compulsory superannuation, investment bonds fell out of favour as super became the preferred tax-advantaged environment. With tighter restrictions on superannuation contribution limits and eligibility requirements, bonds...[Read More]
How investment diversification can help you achieve your goals
9 April
Benefits of diversification Diversification has several benefits for you as an investor, but one of the largest is as a strategy to reduce investment risk and to achieve more stable returns over the long term. Diversification can lower your...[Read More]
A tale of two retirements â which would you choose?
9 April
Steve and Sue Smith have worked hard all their lives, paid their taxes, and now that they have retired, they feel they are entitled to a full age pension. Jenny and John Jones have also worked hard and paid their taxes. However, concerned that...[Read More]
Record population growth, 27 million⌠and counting
12 March
With record growth through overseas migration, Australia has seen the largest annual increase in population in the nationâs history. Australiaâs population has increased by 624,100 in the 12 months to June 2023, equivalent to adding the...[Read More]
House-sitting: See the world and save
12 March
Saving for a house? You know how it goes; cut back on dinners out and weekends away, and as for that overseas holiday â forget it! Getting a deposit together while paying rent feels like putting your life on hold. But does it have...[Read More]
Essential tips to enjoy your days in retirement
5 March
Youâve been working hard all your life and look forward to retirement. Finally, you can enjoy the freedom and the luxury of doing all the things youâve always wanted to. But then reality hits, and you wonder, exactly how will I spend my...[Read More]
Balancing growth & cautious markets
5 March
Whatâs the outlook for global growth in 2024? Global Gross Domestic Product (GDP) is projected to grow at 3.1% in 2024 and 3.2% in 2025. This is 0.2% higher than the October 2023 International Monetary Fund (IMF) forecast. The slightly improved...[Read More]
Planning for a successful career break
13 February
In today's fast-paced world, it's becoming increasingly common for people to take a break from their careers to focus on other areas of their lives. Before you wave goodbye to your job, it's important to consider how this decision will impact you...[Read More]
The risk of rising retiree debt
13 February
For as long as we can remember, the Australian dream has been debt-free home ownership, often referred to as the fourth pillar of retirement, as it helps provide the financial foundation and security for a comfortable retirement. However, the...[Read More]
How you can build your financial resilience
6 February
Resilience is the ability to quickly recover from setbacks, and while setbacks can come in many forms most of them will have a financial component. So, what can you do to build financial resilience? Expect the unexpected Rarely do we get advance...[Read More]
A Superannuation Guide for Self-Employed
6 February
When you're at the helm of your own business, it's easy to get caught up in the whirlwind of the present âgenerating leads, chasing sales, managing and growing your business. Often, self-employed people prefer reinvesting back into their...[Read More]
Vacation relaxation⌠with travel insurance
23 January
Lost luggage, medical emergencies, travel disruptions, theftâthese are the unexpected surprises that can accompany travelling. While they can be difficult enough to manage in the comfort of your own home, they become even more daunting when in a...[Read More]
Successful job hunting for school leavers
23 January
Every January, countless school leavers across Australia embark on their job-hunting journey. In 2022, the âNSW Post School Destinations and Experiences Survey' found that of 42,388 secondary school leavers, approximately 50% continued to...[Read More]
Proactive time management tips
16 January
As we speed headlong into another year, itâs helpful to sit back and look at how we can better manage our time. Proactive time management means you have a plan to manage what you need to do. With a plan, even if something unexpected happens, you...[Read More]