Superannuation
What are investment bonds, and how could they be used?
16 April
Popular in the days before compulsory superannuation, investment bonds fell out of favour as super became the preferred tax-advantaged environment. With tighter restrictions on superannuation contribution limits and eligibility requirements, bonds...[Read More]
From Distant Concern to Valued Asset: The Adult’s Guide to Embracing Superannuation
4 April
Being young comes with a whirlwind of experiences and financial priorities, often pushing thoughts about retirement and superannuation to the back burner. Initially, for many young individuals, superannuation feels like a distant...[Read More]
Super access won’t lower hurdles for young home hunters
27 March
Many young Australians living in the capital cities will not be able to pay for a house deposit, even if they drained their entire retirement savings, a report has found. Rates of home ownership are declining for young Australians as prices climb...[Read More]
A Superannuation Guide for Self-Employed
6 February
When you're at the helm of your own business, it's easy to get caught up in the whirlwind of the present –generating leads, chasing sales, managing and growing your business. Often, self-employed people prefer reinvesting back into their...[Read More]
Superannuation access for retirees goes under spotlight
6 December
Australians are being asked to have their say on the superannuation and retirement income system, as the federal government considers ways to reform the compulsory savings regime. Treasurer Jim Chalmers has released a discussion paper and is...[Read More]
Is there an underinsurance problem in Australia?
9 November
While the title of this post may surprise some people, it’s actually a rhetorical question. In fact, as far back as 2005, the Australian Securities & Investments Commission (ASIC) was already reporting on home building underinsurance. There...[Read More]
Understand if a Self Managed Super Fund (SMSF) is right for you
9 November
A self-managed super fund (SMSF) is a private superannuation fund that individuals in Australia can manage themselves. These funds differ from industry and retail super funds, as they offer more control over investment choices and insurance options....[Read More]
Talks begin on looming pay day super changes
11 October
Businesses and industries will soon get their say on looming superannuation changes requiring employers to pay contributions at the same time as a worker's salary. The federal government will begin consulting on Monday about superannuation law...[Read More]
Labor unveils super tax tweaks on big balances
4 October
The number of Australians with super balances in the hundreds of millions has been expanding quickly as the federal government prepares to tighten tax breaks for wealthy retirees. The Labor government committed to halving tax breaks for those...[Read More]
Super strategies
19 September
The recent release of the 2023 Intergenerational Report by Treasury demonstrates superannuation will play a key role in reducing reliance on the Age Pension and supporting the economy. The report anticipates that mandatory superannuation will lead...[Read More]
Unlocking the Potential of Aged Pension and Superannuation Benefits
12 September
The Australian Aged Pension scheme provides a wonderful safety net for those with limited assets in retirement, although many remain confused by how their age pension entitlements differ from so-called superannuation income streams. The Federal...[Read More]
Super strategies
5 September
The recent release of the 2023 Intergenerational Report by Treasury demonstrates superannuation will play a key role in reducing reliance on the Age Pension and supporting the economy. The report anticipates that mandatory superannuation will lead...[Read More]
Estate planning is for everyone
5 September
Whilst growing your wealth is one part of a great financial plan, protecting your wealth in the event of your incapacity or death is just as important. Many people think that Estate Planning is only for people close to retirement, especially if...[Read More]
Super to shield coffers from pension hit as Aussies age
23 August
Spending on the age pension will decline despite an ageing population, with superannuation savings set to double over the next four decades. The age pension's cost will drop from 2.3 to two per cent of GDP by the 2060s despite the number of...[Read More]
Is an SMSF the right vehicle for your super?
8 August
You may have heard that a Self-Managed Superannuation Fund (SMSF) can be a great vehicle for Superannuation. They can allow greater flexibility than industry or retail super funds for investments such as real property and alternative assets, and in...[Read More]