La Nina alert ā€“ prepare and plan for wild weather this summer

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(Resilium Insurance Broking Pty Ltd.)

 

 

The east coast of Australia is currently being pounded by severe weather and itā€™s something weā€™re just going to have to get used to according to theĀ Australian Bureau of Meteorology.

On October 11, the Australian Bureau of Meteorology released its outlook, upgrading the current weather conditions from La NiƱa ā€˜watchā€™ to La NiƱa ā€˜alertā€™. What this new alert status means is that the chance of a La NiƱa forming in the next few months has increased fromĀ 50% in SeptemberĀ to 70%.

This early warning from the BOM is a great reminder to prepare for the inevitable severe weather conditions that are coming and to have plans in place to keep property and valuables protected.

What are the characteristics ofĀ La NiƱa?

  • Ā Increased rainfall across much of Australia
  • Cooler daytime temperatures (south of the tropics)
  • Warmer overnight temperatures
  • Shift in temperature extremes
  • Decreased frost risk
  • Greater tropical cyclone numbers
  • Earlier monsoon onset.

What can you do to be prepared and minimise risks?

November to March is nearly always one of the most volatile in terms of severe weather activity in Australia. As we approach the official summer months, take some time to consider what youā€™d need to do and how quickly you can respond if a severe weather warning like a flood, cyclone or severe rain takes place.

If you run a business, make sure your team knows where to go and what precautions to take should a severe weather event eventuate. TheĀ Australian Governmentā€™sĀ Emergency Management team provides some helpful tips and advice on how to plan and prepare for a weather-related emergency.

In addition to your family, think about the other things that are important to you and how you wouldĀ recover from their loss. Check your insurance is up to date, check any exemptions to cover and check whether the coverage you do have in place has enough ā€˜sum-insuredā€™ to cover you should the worst-case scenario take place. A qualified insurance Adviser will be able to explain all the fine details of your insurance policy and point out any limitations or exemptions that may be in the fine print.

How can Resilium help?

Insurance isnā€™t one size fits all. Our qualifiedĀ Insurance Advisers will look at your situation, assess your risks and provide you with insurance solutions designed specifically to suit your particular circumstances. Resilium Advisers are located all across Australia.

 

The information provided in this article is of a general nature only and has been prepared without taking into account your individual objectives, financial situation or needs. If you require advice that is tailored to your specific business or individual circumstances, please contact Resilium directly.


Source: Resilium Insights & News

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