Lifespan
To gift or not to gift? What about your pension?
16 January
With Australia’s age pension being subject to an assets and income test, giving away some assets is often viewed as a simple way for part-pensioners, or individuals who do not qualify for age pension(due to excessive assets), to increase or...[Read More]
Mastering the Art of Investing
2 January
In an age where investing has evolved from an elite club to a widespread phenomenon, have you ever stopped to wonder what separates successful investors from the rest? The answer lies in mastering the art of investing, a skill accessible to...[Read More]
SMSF Challenges and opportunities
26 December
With over 600,000 SMSFs currently operating in Australia, it has never been more important for trustees to seek the services of qualified professionals. Australians are increasingly switching to SMSFs to help secure their financial futures,...[Read More]
An uncertain economic and geopolitical era
26 December
It has been a volatile time for investment returns over the last 6 months. October 2023 continued the downward return trend following the September quarter. Over 3 months, all asset classes had negative returns. The only positive 6-month figures in...[Read More]
Surviving post-Christmas sales – what’s your strategy?
19 December
We've all experienced it… the undeniable allure of post-Christmas sales. No sooner has Christmas wrapped up for the year than the frenzy of Boxing Day sales descends upon us. Every store window beckons, and our inboxes overflow with promises of...[Read More]
The paradox of Australian financial markets
19 December
On the one hand, owing to Australia's geographic position as the largest economy in Southeast Asia, Sydney joins Singapore as one of the only two major financial centres in this region of almost 700 million people. As a result, a relatively high...[Read More]
Financial planning for a life well-lived
12 December
Probably the most common question asked of a financial adviser is, “How can I save more for my retirement?” Many clients believe they will outlive their super and work flat-out to save as much as they can. Whilst this endeavour may seem...[Read More]
Your roadmap to retiring young
14 December
The dream of retiring young captivates many people’s imaginations. The freedom to live on your own terms, doing what you want, when you want, is undeniably appealing, but is it attainable? We say yes! It doesn’t just happen, though. As...[Read More]
The joys of Christmas
21 November
The festive season seems to arrive earlier and earlier every year. Just when you thought Christmas was only weeks ago, suddenly it’s only weeks away! While children may be counting down the days, Christmas for many adults can be a difficult...[Read More]
Understanding the three pillars of retirement income
14 November
While older Australians are reportedly among the wealthiest retirees in the world, much of their wealth is tied up in their family home. Australian retirees own more than one trillion dollars in untapped home equity1. This leaves many to worry...[Read More]
Fortifying your finances in times of recession
14 November
In the ever-fluctuating world of economics, recessions are an inevitable part of the financial cycle. While they can be daunting, understanding their nature and preparing for their impact can make a significant difference in weathering the...[Read More]
Financial education as a stepping stone to success
7 November
Think back to when you got your first job and first dipped your toe into financial independence. Regardless of what age you started working, it's likely the first thing you did was to spend it all. Let's face it; Australia would not get great...[Read More]
Are we jeopardising the Bank of Mum & Dad?
7 November
The temptation is obvious. Soaring house prices have made buying a home tough for most home buyers and prompted many parents to think they should step in and make a financial contribution. The typical argument is that Mum and Dad don’t really...[Read More]
The high cost of debt as interest rates rise
24 October
Credit cards, personal loans, and mortgages. While it may seem easy to use debt to fund your lifestyle, as you go through life, higher interest rates, workplace interruptions and other life changes can make it much, much harder to repay that...[Read More]
Spring into Financial Success
17 October
Spring is the perfect time to rejuvenate your financial habits as well as your garden! Here are 5 ways to set you, and your garden, up for success: Plan your garden: Start with deciding what type of garden you want. In other words, get clear...[Read More]